The Federal Reserve Essay Example for Free

The Federal Reserve Essay The Federal Reserve is a federal government department that is independent from political influence, so that they can regulate, and grant insurance to the people of the United States. It also functions as a backer of banks so that people do not lose their money. In addition they regulate the curricula ion of the money flow and set requirements that banks must follow. In the following we will explore the functions of the twelve Federal Reserve banks, and the reason that the Federal Reserve is considered the bankers bank. In addition the role of the Federal open Market committee will be explored in their role in economic policy. Also there will be exploration into why federal would want to decrease the money supply. The twelve Federal Reserve banks have three main functions that they must do, to keep the economy and money flow correct. The first is inspection of local banks within their jurisdiction to ensure they are living up to the regulations set by the Federal Reserve. There second main function is to infuse or take out money from circulation so that the circular flow is maintained at a proper level. In addition they process thousands of checks, and ensure that debit and credit transaction goes through smoothly [ (smale, 2010) ]. These main actions are essential in ensuring the economy and money flow operates correctly without problems. The reserve banks are considered the banker banks because; they store currency and make money available for the member banks. They also process  the checks and debits from the member banks. They are king of banks and regulate the banking industry in the process. They also control the flow of money, so that the value of it stays consistent and does not drop. This is essential in controlling the money flow and economic prosperity of the United States Economy. [ (education.org, 2012) ] The Federal open market committee is a committee that is made up of seven member board of governors, and five Federal Reserve Bank presidents. There role in monetary policy is that they determine what is best in day to day regulations of both the reserve banks and their members. In addition they set certain policies that affect the economy in different ways. They determine the amount of money and credit that will be available in the United States economy. There is to maintain stability and growth in the United States economy. They try to ensure enough reserve of money to encourage expansion of money and credit to the banks in their network. [ (board, 2012) ] The Federal Reserve would consider cutting the money supply to sure up the economy. If there is too much money out there and not enough want to use that money, it is not good for the economy. They control the money supply with rising or falling of interest rates. Higher interest rate result in less borrowing, this tightens up the money supply and allows the economy to even out in the long run. If they want to put more money into the economy they would lower interest rates and as a result more people are willing to borrow more money. They would want to cut the supply when they want and need to borrow money is not high. They would do this is the economy was starting to slow, and would keep the money supply lowered till the need and want for that money is granted again. Before the Federal Reserve was created there was times when people would not use banks, because if the bank failed they would lose all their money they had in the bank. This would result in people being scared to put money in the bank during economic hard times because of their fear of losing there life’s savings. The creation of the Federal Reserve gave people an insurance that there money would not be lost in the case of a bank going under. The  Federal Reserve would promise to pay this back to them if that happened. The Federal Reserve would also make economic decisions in the economy that would keep it more stable than before. The Federal reserve is a responsible for ensuring that the economy and money supply stays stable, and ensures that member banks run up to federal standards. The main functions of the open market committee are to regulate the flow of currency and keep in reserve of money so that it creates a stable United States economy and federal regulation. People were afraid to put money in the banks before the creation of the Federal Reserve banks. This would change after the creation of the federal banking system. At some points the Federal Reserve’s needs to limit the amount of money in the economy to ensure economic supply and demand. Works Cited board, T. f. (2012). The structure of the federal reserve. Retrieved January 15, 2012, from federalreserve.gov: http://www.federalreserve.gov/pubs/frseries/frseri2.htm education.org, F. (2012). The structure of the federal reserve. Retrieved January 15, 2012, from Federalreserve education.org: http://www.federalreserveeducation.org/about-the-fed/structure-and-functions/ smale, P. (2010, Novemeber 10). Congressional research service. Retrieved January 15, 2012, from www.fas.org: http://www.fas.org/sgp/crs/misc/RS20826.pdf

Options for Financing the Purchase of a Website :: Sell Websites Buy Websites

Options for Financing the Purchase of a Website Reprinted with permission of VotanWeb.com Financing a website purchase, or getting cash for a down payment can take many forms. Hopefully the options listed below will give you some ideas where you can find the money to buy a website! Credit Cards - many buyers these days are tapping their credit cards for their down payment to buy a website. The downside of this option is that if you are getting an SBA loan to buy a website, they won’t let you use â€Å"a credit card/loan – borrowed money† for the down payment. Other than that this option works for many since there is no waiting for the money or cumbersome approval process. SBA Loans – Many websites today are purchased with 7(a) SBA loans. There are conditions however in getting one to buy a website. You still have to put down between 15%-30% depending on the lender, you must have good or excellent credit, and the website has to have sufficient cash flow to support the debt service of the loan. The loans are typically 10 years in duration and 2-3 points above the prime interest rate. The process of getting an SBA loan to buy a website can be a tedious one and can take one month to six months to complete/fund. Home Equity – With home equity growing rapidly, many buyers utilize these funds to either buy a website or utilize it for a down payment. Lenders are eager to give out home equity loans. Loans can usually be secured rather rapidly, but plan ahead and move quickly so you don’t miss out on any great websites that come out on the market for sale. Owner Financing – This form of financing is only applicable we=hen you have a willing website owner. Usually the buyer will put down 40 to 60% (utilizing one of the methods above), and the owner will carry back a note for a duration of usually two to five years. Interest rates vary but they usually will be higher than banks or commercial resources. Sometime there will be â€Å"combo† financing with the owner taking back a partial note and the rest of the financing will come from the above resources. Retirement Plans – Many buyers have built up sizeable amounts in their work 401(k) plans. There is a way to tap this money tax free – put it into a â€Å"special trust† that then buys the website for you.

Climate change and Solutions

Climate change is a concept that has generated much controversy in recent times, the many competing theories as to why climate change is occurring is no longer meaningful and we are now at a stage where unless serious measures are introduced to combat the causes of climate change human kind as a civilisation could be wiped out forever. As a UCT student and a South African citizen I firmly believe that climate change has mainly been induced by the developed world, however, despite this fact, the responsibilities of combating global change do not primarily lie in the hands of the developed world. Successfully overcoming such a huge problem such as climate change requires the cooperation and willingness of the entire world. There comes a time where we have to accept responsibility for our actions. That time is now. It is not too late to correct the mistake we have made, however we need less talk and more action. The policies of mitigation and adaption which traditionally have been the main two policies in combating climate change have proved to be limiting in their effectiveness (Parry, 2009:1-2). For example, achieving current mitigation targets will not prevent major environmental impacts, as in order for mitigation to have any effect in reducing global damage global emission cuts of 80 percent are necessary (Parry, 2009:1). According to Martin Parry the fundamental cause of climate change is unsustainable development, both in the past and the present (Parry, 2009:1). Sustainable development is therefore pivotal in forming the fundamental prerequisites for combating climate change. Parry further goes on to emphasize the necessity for the implementation of a sustainable development strategy that ‘combines mitigation and adaptation in a whole package of other development strategies, including high levels of efficiency and equity in resource use, investment, governance and income growth' in order to successfully and effectively confront climate change (Parry, 2009:8). In response to the article published in the Mail and Guardian on the 10th September 2009; combating climate change will not necessarily stagnate or reduce development. Low carbon economies are effective in creating employment opportunities and bringing about the fundamental prerequisites that are essential for enticing development whilst limiting environmental damage (Winkler and Marquard, 2009:62). Energy efficiency programmes are most effective in reducing emissions with little economic consequence which in a country such as South Africa is desperately needed in order to reduce carbon emissions with little effect on economic development (Winkler and Marquard, 2009:62). Other ways of reducing emissions as highlighted by Winkler and Marquard include the implementation of non-carbon and reduced carbon energy supplies in the form of hydroelectricity, natural gas and solar power (Winkler and Marquard, 2009:62). However, changing development paths is a very challenging and time consuming process which can be bought about in various ways including; the imposition of carbon taxes, selective beneficiation and incentive programmes for energy-intensive industries (Winkler and Marquard, 2009:62). Climate change is a global problem that can only be solved through global cooperation and teamwork. The injustices of the past must be forgotten and both the developed and developing world must work together to ensure the immediate and drastic reduction in emissions. Combating global climate change is a long term process that requires extreme dedication and ruthless legislation that will ensure the full cooperation from countries the world over. Economic growth is not the priority anymore; mankind could potentially be on the brink of extinction unless drastic measures to combat climate change are implemented. ‘When the last tree is cut down, the last river poisoned, the last fish caught, then, only man will discover, that he cannot eat money'.

The Labeling Of Genetically Engineered Crops - 834 Words

Introduction: In an immense variation of ways, farmers grow their crops and keep them healthy and ready for distribution. The need for a greater variety of healthy and resistant crop is consistently rising as populations continue to increase around the world. Yet, agricultural food scientists have manipulated the DNA structure of countless foods. One main concern for consumers is the use of GMOs, genetically engineered crops. However, GMOs are very hard to find when manufacturers claim to not have them in their products and also not completely healthy. To provide information to customers, labeling requirements have been set up in many countries to aid international trade. In this experiment we will test different foods to find traces of GMO including one that claims to not contain GMOs. We hypothesize that the lettuce sample would not contain any GMO genes. Material and Methods: DNA extraction of samples for PCR. Three samples were prepared: Soy bean with GMO, Soy bean without GMO, Lettuce, and Chex ® cereal. The food samples were crushed into a powder and separated. Next, 100  µl of Edwards buffer was added to samples. For another minute, the food was then grounded. Then, 900  µl of Edwards’s buffer was then added to each sample and vortex. The samples were then boiled for 5 minutes and centrifuged for 2 minutes. Next 350  µ of each supernatant was transferred to fresh tubes. 400  µl of isopropanol was then added to the supernatant samples. The solutions were then inversedShow MoreRelatedLabeling Of Genetically Engineered Food1107 Words   |  5 PagesLabeling Genetically Engineered Foods A popular debate in the United States that’s been ongoing since 1990, is the labeling on Genetically Modified or Engineered foods otherwise known as GMO’s. Genetically engineered food is an unnatural process of plant or meat products. These two products have had their DNA artificially altered in a laboratory by genes from other plants, animals, viruses, or bacteria to produce foreign genes in food. Monsanto, an agriculture company, claims the reason behind thisRead MoreArguments Of Proponents And Opponents Of The Safe And Accurate Food Labeling Act1744 Words   |  7 PagesAfter presenting the arguments of proponents and opponents of the Safe and Accurate Food Labeling Act. This paper will now analyze each issue to determine the strengths and weakness of each side’s argument. One argument that proponents make about genetically modified food is that they are no different than natural foods. An argument that opponents make is that genetically modified organisms ha ve not been tested enough because they are fairly new and some scientist truly don’t have an understandingRead MoreMandatory Labeling Of Genetically Modified Foods1726 Words   |  7 PagesMandatory Labeling of Genetically Modified Foods The late nineteenth century brought forth some of the most breakthrough scientific discoveries. One such breakthrough were Genetically Engineered (Modified) Organisms which were initially meant to reduce world hunger by being able to mass produce crops and also allow the produce to have a longer shelf life and be more ripe. However, the increasing methods of germinating crops and new, more compelling evidence from thorough scientific research has ledRead MoreMonsanto, Stop Eat Safe And Stay Healthy991 Words   |  4 PagesEveryone wants to eat safe and stay healthy. Nowadays, genetically engineered food is everywhere in the United States. Thanks to Monsanto, a company that produces and develops genetic modified crops, according to â€Å"Genetically Engineered Crops† by the Center for Food Safety (CFS), â€Å"70 percent of processed foods on supermarket shelves - from soda to soup, crackers to condiments – contain genetically engineered ingredients.† Genetically engineered food has deeply rooted in our lives. On the other handRead MoreGenetically Modified Organisms And The Food Supply1642 Words   |  7 Pagescommunities approval and it still continues today. Genetically modified organisms have contaminated the food supply. â€Å"A GMO (genetically modified organism) is the result of a laboratory process where genes from the DNA of one species are extracted and artificially forced in the genes of an unrelated plant or animal† (Seeds of Deception). The results have no health benefits, only financial benefits to the companies that produce them. The genetically modified organisms of animals or plants today hurtRead MoreGenetically Food And Drug Administration Regulates Labeling Of Genetically Modified Food1090 Words   |  5 PagesGenetically engineered has foreign genes inserted into their genetic code. In 1973 the idea of a man made DNA or rDNA came from Stanford University from a grad student. Also Professor Herbert Boyer and some of his biologist friends decided to try it. 75 percent of our processed food that U.S. produce contain some genetically modified ingredients. Some of this are crackers, breakfast cereal, and some cooking oils. Mostly everything that contains soy or corn even high fructose corn syrup have at leastRead MoreGenetically Modified Foods Need to be Labeled Essay1377 Words   |  6 Pagesbetween consumers who purchase genetically modified foods and the companies that processes these foods through genetic modification. Consumers are demanding that all genetically modified foods are labeled so that they will have information about what ingredients are in these foods. The companies who sell genetically modified foods do not want to label them and are making claims that labeling these foods would raise food prices, hurt farmers, and cause genetically modified foods to gain the reputationRead MoreGenetically Modified Organisms ( Gmo )1236 Words   |  5 PagesLayla Sugawara 4/12/15 9/Fe Genetically Modified Organisms (GMO) A genetically modified organism (GMO) is any organism whose genetics has been altered by some form of technology. GMOs were first developed from the idea of selective breeding or artificial selection. Selective breeding or artificial selection is when humans purposely breed two selected organisms to reproduce a offspring with a desired trait. The beginning of genetic engineering is unclear. Before the 1900s, some farmers and naturalistsRead MoreAre Genetically Modified Foods Safe and Nutritious? Essay1568 Words   |  7 PagesAre Genetically Modified Foods Safe and Nutritious Genetically modified (GM) foods have taken over the traditional methods of farming by now being planted in over a quarter of the world’s farm land and it is essential that they are labeled for all consumers to see. These genetically modified foods have taken a toll on not only the environment, but human health as well. Those that agree with the genes of crops and other foods being spliced to create a more â€Å"beneficial† product for man state thatRead MoreGenetically Modified Organisms And Replace Conventional Food Production Techniques And The Safety Of The Foods Produced1290 Words   |  6 PagesThere exists a debate over the use of genetically modified organisms to replace conventional food production techniques and the safety of the foods produced. In 2014, the Pew Research Center conducted a survey of the general public and reported that out of a survey of 2,000 individuals 57% of individuals believed it unsafe to consume genetically modified foods, 25% conside red it safe, and 6% either did not know or did not answer (Funk and Rainie). In sharp contrast to this statistic, when asked the

Omam Essay Questions - 2412 Words

What do Steinbeck’s first description of George and Lennie tell us about their characters? Discuss this in the regards to the role/relationship of Itinerant workers in the 1930’s Great Depression: In the 1930’s itinerant workers were migrant workers who travelled from land to land to find jobs, any occupation available to allow them to fend for themselves and survive in the disastrous world, they were living in at the time. We know George and Lennie are migrant workers due to the period of time the novella is based on. It was a catastrophic world as it was when The Great Depression occurred, unemployment and recession increased vigorously. Bearing this in mind, the way in which Steinbeck’s first description of George and Lennie, at the†¦show more content†¦George says, â€Å"You d drink out of a gutter if you was thirsty. Here we have the duplicate of a man who is not intelligent enough to check if the water is fresh and eligible to drink, but w ho also drinks in a very animal-like fashion. Lennie s mental delay comes across clearly, as he is presented as to be dehumanised in all situations when his actions are compared to those of ones of an animal. Good discussion about Gamp; L Aqsa, However you need to include much more evidence when you are explaining key scenes-you must make sure you back them up or your great interpretation will be invalid! The ending here needs to be tied up in relation to The great depression and role of itinerant workers in more detail. Talk about the desoeration, the need for this to work-how does George epitomise these struggles/sense of urgency? Choose on theme presented in OMAM and discuss its significance and development throughout the novella The theme I shall be discussing (do not need this-introduce it in a more sophisticated way! is light and the significance and development of it throughout the novella. The use of light is used in various sections of the novella and is first symbolic when we are introduced to Curley’s Wife,† the rectangle of sunshine/was cut off†. Some readers may interpret from this that Curley’s Wife wants to be the centre of attention so she â€Å"cuts† off the only light source presented in the passage. Others may understand from

Weakness Of Homelessness - 1232 Words

Strength. There are health centers for homeless to aid in not only their health, but their outreach programs set them up in the right direction. Like in this case study, the center assisted him in signing up for health insurance and food benefits. Some programs, give homeless the psychological help. Weaknesses. Unfortunately, homeless must want to not live on the streets and give up the additions to recreational and prescription drugs and alcohol. They tend not to because they feel ostracized, being criminalized and bused from one city to the next. Opportunities. There are many opportunities for assisting the homeless population. Increasing community awareness to there are not as privileged and no roof over their head and what they can do†¦show more content†¦California has the most unsheltered homeless population as well. The prevalence of being homeless is 1 in every 332 people. Riverside county, located in southern California, reported that there 2,165 homeless. Of those 2,165, only 841 were considered shelter while on the other hand 1,352 were unsheltered. They ran the same test for 2017 and the numbers increased. 2,413 are now accounted with the number of sheltered decreased to 775 and unsheltered increased to 1,638. (County of Riverside, 2017) There are numerous underlying problems as to why people experience homelessness. There is a lot of misconception of why or how people become homeless. Most people assume that others are homeless because they cannot maintain a steady line of work. However, 25% of homeless are employed. They are low-end jobs with little pay. Housing. The scarceness of affordable housing is the ultimate source of people being homeless. For renters to be able to meet the expense of a two-bedroom apartment, they would have to make twice the national minimum wage. (National Coalition for the Homeless, n.d.) Employment and Income. Underemployment and low wages are not sufficient to meet even the minimum requirements for the cost of living and is another cause of homeless. This issue burdens millions of people whether they are homeless or not. (National Coalition for the Homeless, n.d.) Health. Many individuals and families are reduced toShow MoreRelatedHomelessness Intervention Paper : Homelessness1134 Words   |  5 PagesHomelessness Intervention Paper Identify the problem Poverty and homelessness are connected when individuals, families and the working poor attempt to live below the poverty threshold. The underprivileged and those living under the poverty threshold are â€Å"frequently unable to pay for housing, food, childcare, health care, and education† (nationalcoalitionforthehomeless.org). Housing accounts for a major percentage of income and often must be eliminated. â€Å"Two issues that contribute to increasing povertyRead MoreHomelessness Of The United States Essay1459 Words   |  6 PagesJessy Clark Dr Iudicello English 102 30 November 2016 Homelessness in America â€Å"On a single night in January 2015, there were 564,708 people experiencing homelessness in the United States. Sixty-nine percent of those who were homeless were in sheltered locations and 31 percent were found in unsheltered locations† (Facts). People living in poverty are most likely have a high risk becoming homeless. Many other reasons why becoming homeless is due to economic conditions such as unemployment and increasingRead MoreHomelessness Is A Whole Spectrum1453 Words   |  6 Pagespeople out of every 1000 people experience homelessness (National Alliance to End Homelessness). In 2014, statistics have revealed that on any given night, almost half a million people experienced homelessness. Many people have a misconception that homelessness simply means living on the street. The United States Department of Housing and Urban Development suggests homelessness is a whole spectrum. According to the HUD, people experiencing homelessness are people who don’t have a fixed and regularRead MoreThe Problem Of Becoming Homeless Essay1485 Words   |  6 Pagesâ€Å"On a single night in January 2015, there were 564,708 people experiencing homelessness in the United States. Sixty-nine percent of those who were homeless were in sheltered locations and 31 percent were found in unsheltered locations† (Facts). People living in poverty are most likely have a high risk becoming homeless. Many other reasons why becoming homeless is due to economic conditions such as unemployment and increasing housing costs (Why). In addition, with all the new economic rules they areRead MoreHomelessness Persuasive Speech1217 Words   |  5 PagesHomelessness is the condition of people that do not have a permanent place to live, like a house or an apartment. The issue of homelessness is not subjected to one area, but it is a worldwide problem. Homelessness can result by depending upon a countries economy, and their government because the officials often ignores th e issue. Manila, Philippines has 22.8 million who reside in the slums, and 1.2 million of those people are children who live by peddling, or begging on the streets, (Castillo). TheRead MoreHomelessness Is A Big Global Problem1154 Words   |  5 PagesWhat do people think of homelessness? People think that they are people who can’t get a job and are too lazy to work.Seeing people on the streets, some yelling at others, some sleeping on the ground with no roof over their head,digging in the recycle to get as many bottles they can for money.Imagine living on the streets with not much food to spare or and love to spread,just concrete maybe a cardboard and a small blanket is all homeless will have. We can do so much more to help them. We can giveRead MoreWhat Ways Does Immigration Status Impact Homeless And Why?1631 Words   |  7 Pagesvulnerable to be be homelessness and stay homelessness than a resident (Thurston, Roy, Clow, Este, Gordey, Haworth-Brockman, McCoy, 2013). They lack social support, not enough resources available, shortage of affordable housing, jobs, family and social services and citizenship support (Thurson et al., 2013). The purpose of this Literature review is to find in what ways does immigration status impact homeless and why? What programs or laws need to be implemented to help reduce homelessness among LatinosRead MoreResearch Literature Review1653 Words   |  7 Pagesï » ¿ SOWK 562 – Summer 2014 Assignment #3: Intervention Literature Review July 20, 2014 Dr. Hsin-Yi Hsiao Intervention Description There are two distinct service models for persons experiencing homelessness that also have issues with mental illness and/or addictions, the treatment first model or the Housing First model. Housing First models utilize a supported housing approach in which consumers start with permanent, independent apartments and providers work with consumers regardlessRead MoreHomeless Veterans: The Fight at Home1367 Words   |  5 Pagesturmoil and homelessness. The authors of Homelessness and Money Mismanagement in Iraq and Afghanistan Veterans claim that soldiers â€Å"are less likely than civilians to meet their basic needs and more likely to have significant credit card debt† (Elbogen et al. S248). Adding these factors to the already difficult transition between military and civilian life a soldier can easily upset the delicate balance of family and financial stability, which can lead to unemployment and homelessness. After returningRead MoreHomeless Children : The Poverty Rate, Lack Of Affordable Housing And Single Parent Households1476 Words   |  6 PagesHomeless Children According to recent reports child homelessness, an estimated 2.5 million children are homeless in the United States. Sadly, nearly half of these children are under the age of five. In fact, one in every thirty children is considered homeless and the numbers continue to increase annually (Bassuk, E., DeCandia, C., Beach, C., Berman, F., 2014) Though many factors contribute to this social epidemic, the high poverty rate, lack of affordable housing and single parent households are

Terrorism and Religion for Tufyal Choudhury and Helen Fenwick

Question: Discuss about theTerrorism and Religion for Tufyal Choudhury and Helen Fenwick. Answer: Terrorism is one of the major threats which the world is facing at the moment and the mitigation of this is very important for the maintaining the harmony as well as the status quo of the world (Jongman 2017)[1]. It is significant to note that in the present times there are various reasons for the rise in the number of the terrorists activities which the world is facing at the moment like the economic condition of the various third world countries of the world, the injustices which the various communities or segments feel have been committed against them and various others (Nacos 2016)[2]. Therefore, religious terrorism is on the rise and many people are becoming victims to this particular evil. It is often seen that many culprits use the name of religion to justify their terrorist and other anti-social activities which cause a significant amount of damage to the other innocent people of the society (Spalek 2012)[3]. This paper seeks to compare and contrast two article related to the genre of terrorist activities, namely, The impact of counter-terrorism measures on Muslim communities by Tufyal Choudhury and Helen Fenwick and the article What's so religious about religious terrorism? by Jeroen Gunning and Richard Jackson in the context of the views articulated by them in their articles. The article The impact of counter-terrorism measures on Muslim communities written by the authors Tufyal Choudhury and Helen Fenwick and published in the International Review of Law, Computers Technology in the year 2011 seeks to give an overview of the terrorism and also the concept of counter-terrorism and the role of the religion in the process (Choudhury and Fenwick 2011)[4]. The article puts special emphasis on the role of the Muslim religion in the process of terrorism and how this particular religion is used by the various people to justify their anti-social activities which lead to a destruction of many valuable lives and property on a yearly basis (Choudhury and Fenwick 2011)[5]. The authors also seek to analyze the various legislations and policies which have been developed to counter the increasing number of terrorist activities in the various Muslim nations (Choudhury and Fenwick 2011)[6]. The article What's so religious about religious terrorism? by the authors Jeroen G unning and Richard Jackson published in the Critical Studies on Terrorism in the year 2011 also seeks to provide an overview of the concept of terrorism and it seeks to validate the concept of religious terrorism which is being committed in the various nations of the world in the name of the religion (Gunning and Jackson 2011)[7]. Furthermore, the article argues that the distinctions typically drawn between religious and secular terrorism are problematic (Gunning and Jackson 2011)[8]. Moreover, the article also seeks to provide an overview of the concept of the political religion and tries to relate it to the current definitions of terrorism (Gunning and Jackson 2011)[9]. It is to be noted that whereas the first article by the authors Tufyal Choudhury and Helen Fenwick seeks to repudiate the concept of terrorism and criticizes the role of religion in the process of terrorism (Choudhury and Fenwick 2011)[10] whereas the second article by the authors Jeroen Gunning and Richard Jackson, on the other hand, seeks the validate the concept of religious terrorism and also the concept of political religion which the major terrorist organizations of the world as well as the individuals use to justify their acts of criminality and terrorism (Gunning and Jackson 2011)[11]. Furthermore, it is to be noted that whereas the article by Tufyal Choudhury and Helen Fenwick focuses on the various legislations passed by the diverse nations of the world like the United Kingdom and others to curb the rising terrorist activities in the various Muslim nations of the world (Choudhury and Fenwick 2011)[12]. The article by the authors Jeroen Gunning and Richard Jackson, on the ot her hand, focuses on the role of beliefs and institutional structures, religious or otherwise, in producing political violence (Gunning and Jackson 2011)[13]. Furthermore, both the articles articulate the concept that just the development of policies as well as legislations is not enough. The various first world nations of the world also need to find out and analyze the major reasons behind the growing number of terrorist activities and address them in the most effective manner in a bid to resolve the evil of terrorism which the majority of the nations of the world are facing at the moment (Richardson 2013)[14]. In addition to these the various nations of the world also needs to develop other relevant strategies for the mitigation of this particular risk faced by the world presently (Spalek 2012)[15]. The primary strength of the article The impact of counter-terrorism measures on Muslim communities can be said to be the penetrating insight which it provides into the concept of terrorism and the role which religion plays in the process of terrorism. Another significant strength of the article can be said to be the fact that it also tries to show how religion is used by the various people to justify their terrorist activities (Choudhury and Fenwick 2011)[16]. On the other hand, the strength of the article What's so religious about religious terrorism? can be said to be the fact that it seek it provide an insight into the process of religious terrorism and also seeks to validate the use of the concept of religion in the process of terrorism (Gunning and Jackson 2011)[17]. The weakness of the article The impact of counter-terrorism measures on Muslim communities can be said to be fact that the article fails to take into consideration the role played by the other factors in the process of terrorism. The sole focus of the article is on the role which religion plays in the terrorism and not on the major factors. The weakness of the article What's so religious about religious terrorism? can be said to be the fact that the article puts too much emphasis on the concept of political religion and seeks to validate the concept of religious terrorism which is completely unethical. To conclude, it becomes evident that the problem of terrorism is one of the major issues which the world is facing at the present moment. It is significant to note that the various individuals use the concept of religion and other factors to justify their acts of criminality and brutal behavior which should not be the case. Therefore, the world needs to address this particular evil as it causes a significant amount of damage to property as the loss of lives on an annual basis. It is a reflection of this that the various nations of the world have developed certain legislations and policies related to the control of terrorism in the various nations of the world. However, just the mere development of policies is not enough the various first world nations of the world also need to address the major issues which give rise to the various terrorist activities. References Combs, C.C., 2017.Terrorism in the twenty-first century. Routledge. Jeroen Gunning and Richard Jackson 2011. What's so religious about religious terrorism?, Critical Studies on Terrorism, 4:3, 369-388, DOI: 10.1080/17539153.2011.623405 Jongman, A.J., 2017.Political terrorism: A new guide to actors, authors, concepts, data bases, theories, and literature. Routledge. Martin, G., 2017.Understanding terrorism: Challenges, perspectives, and issues. SAGE publications. Nacos, B., 2016.Mass-mediated Terrorism: mainstream and digital media in terrorism and counterterrorism. Rowman Littlefield. Richardson, L., 2013.The roots of terrorism. Routledge. Spalek, B. ed., 2012.Counter-terrorism: Community-based approaches to preventing terror crime. Palgrave Macmillan. Tufyal Choudhury and Helen Fenwick 2011. The impact of counter-terrorism measures on Muslim communities, International Review of Law, Computers Technology, 25:3, 151-181, DOI: 10.1080/13600869.2011.617491